Featured Article
Recent Articles
Aetna Life and Casualty Insurance Company
Aetna is one of the nation’s leading diversified health care benefits companies, serving approximately 37.2 million people with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life, long-term care and disability plans, and medical management capabilities. Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans and government-sponsored plans. www.aetna.com
How does Aetna help consumers?
Aetna is dedicated to helping consumers achieve health and financial security by providing easy access to safe, cost-effective, high-quality health care, and protecting consumers’ finances against health-related risks.
This dedication to consumers makes Aetna a leader in the health care industry. Aetna continues to look for unique ways to serve its members and customers in the emerging consumer-directed health plan arena.
Why is …
Texas Optional Retirement Program (ORP)
The choices you make today for your retirement needs will dictate the quality of your retirement tomorrow. Investing for retirement requires a good plan and the discipline to follow it, but there are several options available. ING has been chosen as a provider for the Texas Optional Retirement Program (ORP) – an alternative to the Teacher Retirement System of Texas (TRS) – and the 403(b) Tax Deferred Annuity Program.
At ING, we recognize that this is your retirement plan and are therefore constantly striving to provide you with innovative products and superior customer service. Our approach is to educate you about your ORP options, work with you to establish a long-term plan tailored to help meet your retirement goals, and meet regularly with you to review the plan and its progress.
In order to offer you easy access to information about the ORP and 403(b) Tax Deferred Annuity Program,
…
AARP Life Insurance Plans
On this site, AARP members and their spouses can obtain information about the AARP Life Insurance Program from New York Life Insurance Company and the products offered to them.
If you are an AARP member and would like to learn about any of our high-quality products, simply click on the product name below for a brief decription of each plan. (Complete information can be obtained by selecting “An In-Depth Look…”)
AARP Members can compare prices or receive a free quote and product information by using our Quick Quote Tool.
Since 1845 New York Life has served the needs of individuals, families, and businesses. New York Life has consistently received among the highest ratings for financial strength from the leading independent rating services: A.M. Best, Fitch, Standard & Poor’s, and Moody’s Investors Service.
In 1845, both the United States of America and New York Life Insurance Company (or Nautilus, as we were known back then) …
Continental American Insurance Company
At Continental American, everything we do is geared toward improving and expanding services for our clients. Our experience, coupled with our professional staff, provides fast, effective support to answer your customers’ questions and to ensure problem-free service. Our strategic alliances also have placed us in a position to immediately take advantage of new business opportunities as the insurance market expands.
Continental American’s distribution networks give the company greater marketplace leverage, resulting in the sale of well-designed and packaged insurance solutions rather than mere products. Specialized plan designs and enrollment processes require Continental American’s distribution force to master new skills, determine customer needs and devise innovative solutions - in other words, to learn continuously. Our marketing staff is comprised of highly trained and educated insurance professionals, including Chartered Life Underwriters (CLUs) and/or Fellow, Life Management Institute (FLMIs).
What Obama’s Health Care Plan Means for You - and What’s Next
Successful heath care reform eluded both Presidents Bill Clinton and George W. Bush. It could be argued that one tried a bit harder at it than the other, but there’s little question that the issue will command a significant amount of Barack Obama’s attention after he’s sworn into office–in large part because the people who elected him care so much about it.
Though 62% of voters ranked the economy as their chief concern, according to exit polls conducted Tuesday by the Associated Press and major television networks, 9% of voters listed health care as a primary concern. That trailed the number of voters worried about Iraq by only 1% and tied the percentage of those troubled by terrorism.
Though some experts don’t expect to see major changes until 2010, Obama’s proposal has set the tone for a debate about how to cut rising costs while providing insurance to 45 million Americans. While …
The Easiest Way to Find Cheap Car Insurance Rates
If you search for the car insurances on Google, you will get more than 50 million webpage links. So what do you do to find the cheapest rates possible with so many options? Do you stop at each site and repeatedly provide the information requested or is there an easier method? Sounds like a lot of work!
OnlineAutoInsurance.com provides a much easier solution. By only completing one set of questions, an instant rate comparison can be made from a variety of quality insuring companies with recognizable brands. This is, by far, the easiest way find cheap car insurance by comparing quotes and choosing the cheapest one which offers the coverage you need.
While on your quest to finding the cheapest insurance, you must be clear about what you want. There will be multiple choices in front of you under which you must make a choice on important factors such as a low …
Cut Down Cost of Auto Insurance Rates this New Year
In these times of rising costs and lower income, one must jump at the chance to cut down auto insurance costs in time for a fresh start with less expenses, starting this new year.
How do I cut down car insurance costs?
Reduce rates by learning the different actions one can take to help keep costs down through a resource like Oai.com which displays auto insurance videos on cutting down costs, educational information about coverage, and includes about getting cheap rates with the many available discounts unknown to many.
To help keep the cost of insuring autos at it’s minimum, put your current company to the test with an auto insurance comparison from OnlineAutoInsurance.com which offers instant quotes from a multitude of insurers at the same time, without having to provide personal information or provide the same information repeatedly.
This way you can see if you current insurer continues to offer competitive rates. What …
Insurance Coverage against Uninsured Drivers During the Holidays
To help protect against uninsured drivers, consider buying uninsured motorist insurance because it protects, up to its limitations, bodily injury and damages to personal property as a result of an at-fault, uninsured driver.
Uninsured motorist (”UM”) is a valuable auto insurance coverage to have during the holidays because there is an increased number of travelers on the road for family visits and since alcohol consumption increases during the holidays, it may increase the risk of drunk driver related accidents. Some state laws even make the coverage mandatory because it’s so valuable. Other states make the policyholder sign an acknowledgement that UM has been explained, offered and refused.
UM plays an important roll in protecting against drivers who are not insured. It helps cover bodily injuries sustained by drivers and passengers and also carries a certain amount of protection against personal property. The amount of protection
can be selected the the policyholder and, of …
Save yourself some grief: Buy gap coverage
The dramatic plummet of your new car’s value as soon as you drive it off the dealer’s lot can put surprising and undue strain on your wallet if your car is totaled.
If you’re entitled to a payout for a totaled car, your insurance company pays you the actual cash value of the vehicle. And the amount your insurance company calculates as your car’s actual cash value can be thousands of dollars away from what you still owe on your car lease or loan, especially within the car’s first year of ownership. Since you’re responsible for paying the remainder of your lease or loan even when your car is totaled, you might have to come up with hundreds — maybe even thousands — in cash. Unless you have gap insurance.
Gap insurance pays the difference between the amount your insurer pays for your totaled car and the amount you owe on your …
Who gets the car insurance claim-payment check?
“Show me the money” is what you might say when an insurer pays to repair your car after an accident. After all, the insurer owes you the cash. However, the company may write you a check and tell you to “share the money.” Who receives the claim-payment check often depends on who caused the accident.
First-party claim payments
If you cause an accident and have collision insurance, your insurer will pick up the repair bill after you’ve paid your deductible. This is known as a first-party claim situation. In first-party claims, your insurance company has the right to pay whomever it deems necessary to settle your loss, subject to state insurance regulations. For instance, if you own your car, your insurer might issue a check made out to you and the body shop you’ve chosen to repair your car. However, some states, such as Massachusetts, have instituted a “direct payment plan” under …